You’ll Savor Every Minute-SIPPITY Iced Chocolate Cinnamon Hot Chocolate

Posted by Southwest Beverages on 5/28/2016

“What a beautiful house, Rick,” my wife stated to me moments after we left the four bedroom two and one-half bath colonial model home being offered by Jason Brothers in Wilton, Connecticut. “I want you to make the numbers work, Rick,” she added, after she had taken a sip of the iced chocolate cinnamon hot chocolate the sales representative had given us when we left referring to me applying my financial skills to our family’s financial condition that would quality us for the house.

“I know we have the down payment, so that piece of qualifying is a certainty,” I stated to Janet as I clicked the car door opener moments after I had taken a sip of my iced chocolate cinnamon hot chocolate.

“So what’s your concern?”

“Our debt ratio is about four points higher than the bank’s qualifying percentage.”

“Is that something major that might prevent us from getting the house?” I asked. “You know, Rick, you are always telling me you’re the “leverage king” so I’m counting on you to work your “magic” and made the numbers work,” I added, looking him squarely in the eye as I raised my container of iced chocolate cinnamon hot chocolate to take another sip.

“Not to worry, Janet, I think I already have the solution.”

“What’s that?”

“Since we’ll have extra cash after our down payment and closing costs, I’ll tell the bank we’ll pay off $12, 500 in credit card debt prior to closing and that should put us about one point under the banks qualifying ratio.”

“Your savoring every minute of this mortgage financing process, Rick, and your loving it.”

“Not really, Janet, but I’ll tell you what I am savoring.”

“What’s that?”

“This Sippity iced chocolate cinnamon hot chocolate. It is absolutely delicious.”

dry mix beveragesWritten by Bob Jenkins, Founder & Chief Executive Officer of Southwest Beverages

Bob has had the privilege of working for some of America's largest and well run public and private companies, including Philip Morris, Canada Dry, Dr Pepper, Cadbury Schweppes, Snapple Beverage Corporation, Tasker Capital Corp. and The Water Club and River Cafe - two of New York's finest fine dining restaurants. He has worked in various capacities as Finance Manager, Controller, Director of Finance, Vice President Finance & Administration, Chief Financial Officer, Secretary, and Treasurer.

Bob holds a Masters of Business Administration degree in accounting from the University of Tennessee and a Bachelor of Science degree in accounting from the University of Arizona.

Southwest Beverages is a manufacturer and marketer of two brands of premium quality dry mix beverages: Sippity hot-cocoa mix and Kemosabe gourmet flavored coffee. All Southwest Beverages products are uniquely blended flavors that contain all the ingredients necessary for you to enjoy the ultimate hot beverage experience. Simply add water and stir-then sip, savor and enjoy.

For more information, please visit www.southwestbeverages.com.

Sippity, Sippity Lite, Kemosabe, Kemosabe Lite, Southwest Beverages, It's A DRY Mix and Comfort In A Cup are each registered trademarks of Southwest Beverages.

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